The first time buyer’s guide to conveyancing

The first time buyer’s guide to conveyancing

The first time buyer’s guide to conveyancing Express Conveyancing

You have found your dream first home, the finances are in place and the sale is agreed. Now you just have to find a good conveyancing solicitor. But how do you go about choosing a conveyancer tailored to first time buyers?  And why do you need a conveyancer in the first place? This brief guide covers all you need to know about conveyancing as a first time buyer.

What is a conveyancing solicitor?

A conveyancing solicitor transfers the ownership of property from the vendor to you – legally. This involves a variety of steps, some required by law, others required by your mortgage lender, and all of which lead to watertight ownership of your new home.

These steps include checking the legal title of the vendor (their right to sell the property to you) and making various searches. A local search is compulsory unless you are a cash buyer, although you can still benefit from one if you are buying in cash. Other searches may include water and drainage, coal and environmental searches.  All of these can throw up information that influences your decision to purchase, as well as your lender’s decision to loan on the property.

Conveyancing steps also include the issue of property information forms, which your vendor must fill in truthfully. These cover all aspects of the property, including any notifiable building works and any disputes with neighbours.

The conveyancer will deal with your mortgage lender, register your (and their) interest in the property with the Land Registry and deal with the transfer of funds between you, your vendor, your mortgage lender, HMRC for Stamp Duty and themselves for their services.

If there are any issues with the transaction, it is your conveyancer who should advise you on how to proceed. That is why, as a first time buyer, you need to choose a conveyancing solicitor that offers a personal service and who you can trust to act in your best interests.

How to choose a good conveyancing solicitor as a first time buyer

There are a number of considerations when choosing a conveyancing solicitor as a first time buyer. With such a big commitment ahead of you, you need to feel confident that you choose the right company for your needs.

1. Fees

Funds are tight when buying your first home and many first time buyers try to scrimp on the costs they have control over. Conveyancing is one of those costs, with prices ranging from just a few hundred pounds to many thousands.  In conveyancing, fees are not always an indicator of quality, with some of the lower cost options being faster and more efficient than more expensive firms. Find a conveyancing solicitor that offers low fees, a no sale – no fee guarantee and no hidden costs. They should also promise a fast service and be willing to use modern technology effectively (surprisingly few do).

2. A personal service

As a first time buyer, you are going to have plenty of questions and worries. Nothing is worse than being kept in the dark over such a major financial decision. A good conveyancer will have someone dedicated to dealing with you, who has ready access to your files and who is experienced and qualified to answer all of your queries.

3. Use a local conveyancing solicitor

There is a lot to be said for a conveyancing solicitor that knows the local market. Many national online companies can stumble over local peculiarities, like access rights in terraced back lanes.  If you live in London, then a London based conveyancing solicitor is better than a Manchester one. That being said, many conveyancing solicitors have reciprocal agreements with conveyancers in other areas, so if you find a firm you like at a price you are happy with, find out if they do operate on a national basis via local solicitors.

What our clients say

Great value for money. Everything went smoothly and I was very pleased with the service provided
Rachel Whitfield
Rachel Whitfield
20:59 12 Oct 18
Excellent! Very responsive, and really helped to push the purchase. There were unexpected delays during the process, but Anthony really helped to reassure me that he was doing everything he could to progress the sale. Ultimately, it all worked out in the end, and I would highly recommend! I would also recommend for auction purposes.
Sean Stevens
Sean Stevens
09:14 21 May 18
Very happy customer. Understanding of our needs and recommended a really fantastic solicitor.
Jack Hearne
Jack Hearne
17:49 12 Oct 18
I have just completed the purchase of my flat with them. They were recommend by the estates agents Phillip Arnold and they were fantastic. My case was handled by Milena who was really helpful and always available on the phone. The online system is also really easy to use. If I buy or sell a property I will definitely be using them again.
Sharon Kelly
Sharon Kelly
18:27 20 Dec 17
I used this service following a recommendation. The online case tracker worked really well. I would recommend this service as it's vital in the coordination between Estate Agencies and between Solicitors. The service proved invaluable in helping progress the conveyancing work efficiently and effectively. Completed the transaction just before Christmas having instructed the Solicitors on the 4th.
Shelly Harrill
Shelly Harrill
16:30 19 Dec 17
Excellent Service. Final Price same as quoted.
A Google User
A Google User
14:26 19 Dec 18
Have used them twice. Both times completion happened in less than 4 weeks, even over Xmas! Totally amazing. They take the stress out of the whole process.
Daniel West
Daniel West
13:04 21 Dec 18
Excellent Service. Final Price same as quoted
Parsa Khamooshi
Parsa Khamooshi
15:54 21 Dec 18
Being a first time buyer they guided me smoothly through the whole process of moving into my first home. Very professional and economical.
Uday Seth
Uday Seth
12:31 24 Dec 18
Express Conveyancing have been excellent in the handling of my recent house sale and purchase. Would highly recommend
James Ellis
James Ellis
11:43 30 Apr 19
Express Conveyancing have been excellent in the handling of my recent house sale and purchase. Would highly recommend
Michelle Preston
Michelle Preston
12:20 30 Apr 19
ThanksThanks for handling my sale and purchase. No complaints from me. Rebecca was regularly on hand to help with my queries and deal with issues.
Claire Miles
Claire Miles
17:48 07 May 19
I bought my first home in South London with Express Conveyancing . Great professional service, I was regularly updated and looked after. Top marks, 100% recommendation from me!
Dale Griffiths
Dale Griffiths
15:58 02 May 19
Good service and happy with the conveyancer
Chris Jenkins
Chris Jenkins
22:01 17 May 19
Great service from start to finish. Was great being able to see progress online! Very quick and efficient! All staff were helpful. Highly recommend
Reece Moseley
Reece Moseley
06:20 30 May 19
I would highly recommend them. They deal with any queries promptly and efficiently. Would definitely use them again.
Sahar Dalini
Sahar Dalini
09:13 10 Jun 19
Fair prices good efficient service
Sue Batchelor
Sue Batchelor
18:46 01 Jun 19
I would highly recommend them. They deal with any queries promptly and efficiently. Would definitely use them again.
Sahar Dalini
Sahar Dalini
09:14 10 Jun 19

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