WHAT A PROPERTY SEARCH CAN REVEAL When a property search is being undertaken, usually when some one has made an offer which has been accepted, the legal team apply to the Land Registry and make a search. These searches can reveal any number of things, including Notices...
WHAT IS THE HELP TO BUY EQUITY SCHEME? The original help to buy equity scheme which was launched on the 1st April 2013 and was expected to end in 2021. The government recently announced that it is to be extended until 2023. The extension, from 2021...
THE CHANCELLOR, RISHI SUNAK’s HELP FOR HOME BUYERS. WHAT DOES IT MEAN FOR THE HOUSING MARKET? THE BUDGET DETAILS DIRECT FROM THE CHANCELLOR The Chancellor confirmed that the UK ‘faces profound economic challenges’ set out how he intends to help to kick start the economy on the...
OWNERSHIP RIGHTS - WHAT YOU SHOULD KNOW When you buy a house together as a couple, it is a big step. Or it may be that a pair of friends decide they can have a more substantial property if they pool their resources. When the time...
WHAT IS A DEED OF TRUST? A Deed of Trust is a document which can be used to define a part ownership share in an asset such as a property. This document is often created when two people purchase a property and one of them contributes...
MORTGAGE DEALS - WHAT ARE AVAILABLE Whilst these difficult times are with us and even though house sales have been given the green light to commence again, financial constraints may still affect the housing market. We all want to either buy or sell at the best price,...
THE CONVEYANCE DOCUMENT AND WHAT IS A CONTRACT FOR SALE? A conveyance, also known as a Property Transfer Deed, is the document that legally transfers the ownership of a house from the seller to the buyer. Whilst it must be signed by the seller and is...
I can hear the collective groan at the dreaded words, legal searches, but are they misunderstood. If we know what they were for and what they did would we like them a little bit more and understand why they are so important? Among many other things...
Why Do I Need A Good Credit Score? Credit Scores or credit ratings as they are also known do indeed effect the rates at which a lender will allow you to borrow money. However it is only one of several factors the lender will consider. In the...
The Rt Hon Robert Jenrick MP, Secretary of State for Housing and Local Government, signalled the green light for house sales. The statement, at the Government Covid-19 briefing on 13th May allows the recommencement of house sales, purchases and rentals in England. There was collective...
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