CAN EXPRESS CONVEYANCING SOLICITORS IN EDGBASTON WORK WITH MY SELECTED MORTGAGE LENDER?
For those house buyers using a mortgage, your conveyancer will act for you as the purchaser and also for your mortgage bank or building society at the same time. Therefore, you must ensure that your conveyancing solicitor is recognised by your mortgage lender and is listed on their lender panel. At Express, by operating our panel system, we are able to act for all of the main of mortgage banks, building societies and other lenders. We ensure we allocate a conveyancer based on your lender at the start of the transaction, if you plan to use mortgage finance
As the transaction progresses, it is common for mortgage offers and applications to change. Your mortgage broker may secure a better deal with a different lender, or there may be issues with your chosen lender’s valuation of the property or affordability criteria. With our panel, we can manage changes in lender if anything changes.
When selling a property with a mortgage charge secured against it, your conveyancing team will complete the legal procedures required by the mortgage lender and your buyer to ensure the mortgage is redeemed correctly and that the lender’s security is discharged on completion.
NEXT STEPS
We are here at the end of the telephone or email to chat to you about how we can help you here at Express Conveyancing. If you are considering a move, a property investment, auctions, a remortgage, commercial conveyancing or anything in between, get in touch with our experienced team who will be more than happy to help. If you would like to have a chat, contact our team of specialists and talk to one of our dedicated case managers about how we may help you with your specific transaction.
Please call us on 0800 799 9892 to chat to us or email hello@express-conveyancing.co.uk