If you own a leasehold property in England and Wales, you are probably paying rent to the freeholder or landlord of the property. This is called ‘Ground Rent’. It is a fee that is charged on leasehold properties for the land your home is standing...
Imagine the scene: your offer has been accepted on your dream home, you’ve planned the colour scheme, where to put the furniture, cracked open the bubbly to celebrate when the estate agent calls to tell you another buyer has made a higher offer which has...
When someone dies, all their property and assets such as money, investments, and their home come together to form what is known as their “estate”. All these assets must be disposed of according to the terms of their Will if one exists and under the...
This article looks at what subsidence is, gives tips on how to spot it and your options for getting it fixed and how to avoid it in the first place. We also look at any implications for a future sale, and if purchasers should walk...
On 19th April 2021, the Government launched a new mortgage guarantee scheme designed to increase the number of buyers who have only saved a small deposit or have limited equity in an existing property. The good news is that several major lenders have joined the...
Introduced in 2017, Lifetime Isas (Lisa) were targeted towards the younger generation, offering them the dual purposes of saving to fund the purchase of their first home, and funding later life income. To encourage saving, the government offers a bonus of 25% on sums deposited...
If you want to give your conveyancing solicitor a stomach-churning moment, all you need to do is mention the term “flying freehold”. Discovering the existence of a flying freehold strikes fear into the heart of the most experienced lawyer because without mutual rights between affected...
In what has been lauded as an “exciting milestone towards a truly digital conveyancing process”, HM Land Registry (HMLR) recently announced a new procedure for remotely verifying the identity of conveyancing clients in a bid to cut down on the number of fraudulent transactions. The new...
The old buying adage of Caveat emptor or buyer beware will only go so far when it comes to purchasing or selling residential property. There are certain things a seller must tell a potential buyer, such as any latent defects in the property's title, if...
The Chairman of Parliament’s Housing Committee has found that before housing developers carry out repairs to new-build properties, they are forcing homeowners to sign non-disclosure agreements (NDAs) as a condition of the repairs being done. Whilst this practice has previously been considered small-scale, recent investigations...
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