Introduced in 2017, Lifetime Isas (Lisa) were targeted towards the younger generation, offering them the dual purposes of saving to fund the purchase of their first home, and funding later life income. To encourage saving, the government offers a bonus of 25% on sums deposited...
If you want to give your conveyancing solicitor a stomach-churning moment, all you need to do is mention the term “flying freehold”. Discovering the existence of a flying freehold strikes fear into the heart of the most experienced lawyer because without mutual rights between affected...
In what has been lauded as an “exciting milestone towards a truly digital conveyancing process”, HM Land Registry (HMLR) recently announced a new procedure for remotely verifying the identity of conveyancing clients in a bid to cut down on the number of fraudulent transactions. The new...
The old buying adage of Caveat emptor or buyer beware will only go so far when it comes to purchasing or selling residential property. There are certain things a seller must tell a potential buyer, such as any latent defects in the property's title, if...
The Chairman of Parliament’s Housing Committee has found that before housing developers carry out repairs to new-build properties, they are forcing homeowners to sign non-disclosure agreements (NDAs) as a condition of the repairs being done. Whilst this practice has previously been considered small-scale, recent investigations...
The Fire Safety Bill was introduced by the Government in March 2020 as a first step towards delivering their commitment towards implementing the Phase One Report of the Grenfell Tower Inquiry recommendations and improving cladding safety. Between July and October 2020, a 3-month governmental consultation exercise...
The Supreme Court handed down their ruling on 21st February 2021, which has wide implications for the status of privately owned land classified as a town or village green. The term ‘village green’ conjures up a beautiful area where locals walk their dogs and its...
The Current Rules On Leasehold Properties Under current rules, house leaseholders can only extend their lease once for 50-years with ground rent. Compare this to flat leaseholders who can extend as often as they wish at a ‘peppercorn’ or zero ground rent for 90 years. The...
It is a common misconception that couples who move in together under cohabitation agreements accrue certain rights similar to marriage, generally referred to as “common law marriage”. The concept of common law marriage has no legal basis or validity in England and Wales, although cohabiting...
Restrictive covenants prevent property owners from doing certain things on their land, sometimes they are present for good reason, however this is not always the case. There are situations where a restrictive covenant has become obsolete over time, those where a covenant restricts reasonable use...
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