An area of outstanding natural beauty (AONB), is a location in England, Wales or Northern Ireland which has been marked for conservation because of it's considerable landscape value and scenic beauty. Areas are recognised in light of their national importance by the relevant public body....
A Deed of Substitution or Deed of Substituted Security is a document that enables a lender’s charge on an existing title, despite the value of the remaining financial interest in the property they continue to own, to transfer to a new one. For example, if the...
We have all seen the headlines and watched as devastated homeowners try to salvage their belongings from their flood engulfed home. Not only that, but flooding can also ruin your property. In some cases, it can even force people out of their home for months...
Today, leaseholders living in apartment blocks 11 to 18 metres high are expected to be given a financial lifeline by the government when Michael Gove, Secretary of State for Levelling Up, Housing and Communities, announces leaseholders will no longer have to contribute to replacing dangerous...
If you are considering buying a new-build freehold property, you may have come across the term ‘management company’. A new build estate management company is responsible for managing services, including green spaces and roads on new-build sites and estates. Dubbed ‘fleecehold’ by the media, they...
With the government attempting to curb unscrupulous developers and freeholders charging exorbitant sums of money for leasehold service charges also known as an estate rent charge, it appears they have now turned their attention to the new-build freehold market. A silent revolution is going on which...
If you are purchasing a property and it isn’t your first, chances are you will be in a property chain. For many, this can be an unpredictable time, fraught with anxiety and stress. But what do property chains actually involve and what can you do...
There may be limits on what you can do to your own home, depending on whether it is freehold or leasehold. This guide explains everything you need to know about freehold versus leasehold ownership. What is leasehold? Leasehold properties only give the right to live in them...
If you are considering investing in a Buy to Let property, it is worth taking a little time to understand the potential risks and costs involved with a buy to let property, as well as the likely return on your investment. Is buy to let a...
A Power of attorney allows an individual to make decisions on your behalf, or act for you, if you can no longer act for yourself, or you no longer wish to make your own decisions. Reasons you may no longer wish to make your own decisions...
